Disability insurance is designed to give the working population comfort and peace of mind. Whether you are covered through group or private disability insurance, you expect and rely on the fact that you will receive income replacement assistance from these insurance policies if you become disabled from working.
While some individuals may sustain a disability after an unfortunate event, such as a car accident, slip, and fall, or medical malpractice, others may suffer from a chronic illness that worsens over time. No matter how a person's disability arose, they may be entitled to disability insurance.
Unfortunately, disability insurers often unreasonably deny the payment of benefits to claimants who are legitimately disabled and whose disabilities are supported and well-documented by their treating health practitioners. Similarly, disability carriers will often prematurely terminate disability benefits. At the same time, the claimant remains totally disabled and incapable of performing the duties of his or her own job, or in fact, any job whatsoever.
In this video, Heidi Brown, partner at Bogoroch & Associates LLP, discusses how Bogoroch & Associates LLP can help if your insurance company has unfairly denied your claim.
The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.